Terms and ConditionsLast Updated: 14th March 2025These Terms and Conditions ("Agreement") govern the use of services provided by Menipay ("we", "us", "our") through our website, mobile application, and other platforms (collectively, the "Services"). By accessing or using our Services, you agree to be bound by this Agreement.1. Acceptance of TermsBy accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and any other policies referenced herein.2. EligibilityYou must be at least 18 years of age and legally capable of entering into binding contracts to use our Services. By using our Services, you represent and warrant that you meet these requirements.3. Company Status and Website InformationNot Legally Registered: Menipay is currently operating as a representation of a planned business venture. We are not yet a legally registered company or business entity, and no legal or regulatory approvals have been finalized.Website Under Construction: The information provided on this website (excluding these Terms and Conditions) is under development. The content, data, and features presented are provisional, subject to change, and may not be final, accurate, or complete.No Reliance: Users acknowledge that any reliance on non-final website information is at their own risk.4. Account RegistrationWhen required to register for an account, you agree to provide true, accurate, and complete information and to update such information as necessary. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.5. Use of ServicesYou agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not use our Services in any manner that:Violates any applicable local, national, or international laws;Infringes upon the rights of any third party;Disrupts or interferes with the operation or security of our Services.6. Communication and Contact RestrictionsDesignated Channels: For your protection and to prevent scams or impersonations, you are expressly prohibited from initiating contact with us via any channels (including emails, social media, or any external communications) other than through the designated "Contact Us" forms available on our website.No External Communication: Any attempt to communicate with us via unauthorized channels will not be recognized as valid and may result in the termination of your access to our Services.7. Payments and TransactionsMenipay provides a no-fee, no-interest payment card designed to assist with balance repayments. By using our Services, you agree to any fees or charges posted on the platform. All transactions are processed according to the terms set forth on the website.8. Privacy and Data ProtectionYour privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.9. Limitation of Liability and Legal ImmunityGeneral Disclaimer: To the maximum extent permitted by applicable law, Menipay shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to lost profits, data loss, or other losses, arising out of or in connection with your use of our Services.Absolute Use at Own Risk: You acknowledge and agree that you are using the Services at your own risk. Menipay is provided "as is" without any warranties, express or implied.Binding Arbitration: Any legal claims or disputes arising from these Terms or your use of our Services shall be resolved exclusively through binding arbitration in Uganda. You hereby waive any right to pursue claims in a court of law or participate in a class action lawsuit.No Liability for Under-Development Status: Given that Menipay is not yet a legally registered entity and the website’s content is under construction, you expressly waive any claims based on our current business status, content inaccuracy, or unfinalized legal and regulatory compliance.10. IndemnificationYou agree to indemnify, defend, and hold harmless Menipay, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Services or violation of these Terms.11. TerminationWe reserve the right to suspend or terminate your access to our Services at any time, without notice, if you breach any of these Terms or if we determine, in our sole discretion, that such action is necessary.12. Amendments to TermsWe reserve the right to modify, update, or replace these Terms at any time without prior notice. Significant changes will be communicated through appropriate channels. Your continued use of the Services constitutes acceptance of the modified Terms.13. Governing Law and Dispute ResolutionThese Terms shall be governed by and construed in accordance with the laws of Uganda. Any disputes arising under or in connection with these Terms shall be resolved exclusively through binding arbitration in Uganda.14. No WaiverAny failure by Menipay to enforce any provision of these Terms shall not be construed as a waiver or limitation of our right to subsequently enforce and compel strict compliance with every provision of these Terms.Final Note: By using our Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. This Agreement reflects the current operational status of Menipay as a business in development, and you agree not to base any legal action on our provisional status or any unfinalized information on the website.